Monivo

Self-employed beauty professionals run real businesses, but they aren't accountants and don't want to be. Money arrives in fragments across cash, card, and transfers; tax money sits in the same account as spendable money; and accounting tools speak a language that creates anxiety instead of answers. The one question that matters — how much of this is actually mine to spend? — never gets answered.

Monivo is a clarity tool, not accounting software. Log a sale or an expense in under ten seconds, one-handed, between clients. It automatically reserves money for taxes based on the user's Lithuanian activity form, then shows a single calm number: income minus expenses minus the tax reserve.

• Quick-add income and expenses with service presets and payment method
• Automatic tax reserve for Individuali veikla, Verslo liudijimas, or a custom rate
• One calm spendable number on a mobile-first dashboard
• Weekly insights, CSV export, and an installable PWA
• Lithuanian-first with a full English translation